How often can I expect to receive information about my pension credit with the Local 30 Pension Fund?
Once each year active and/or vested participants will receive a Statement of their Pension Record.

I did not keep all of my Statements.  How can I find out what my record is with the Local 30 Pension Fund?
Write to the Pension Fund or call and ask for your record; a summary will be sent to you:

Are you thinking about changing jobs?
You should find out whether you are going to be working for another Participating Employer.  If so, your participation in the Pension Fund will continue.  If you are unable to continue work for a Participating Employer, your previously earned credits will be maintained by the Fund Office; however, you will not earn additional credits until such a time as you return to work for a Participating Employer in the Local 30 Pension Fund.

What is Forfeiture of Benefits?
Your Accrued Benefit will be forfeited if you incur a Break In Service.  For most participants this would only occur if you do not accrue the necessary years of Vesting Service, (5 years if you have hours reported to the Fund on or after March 1, 1998, other wise, 10 years), prior to your 65^th birth date.  A Break In Service occurs when the number of consecutive years during which no vesting service was earned equals or exceeds 5 or the number of prior years for which vesting service was earned.  If you have a Vested Interest you cannot incur a Break In Service.

What is Suspension of Benefits?
Your monthly benefit will be suspended if you return to work in disqualifying employment and exceed the provisions as described below.

Benefits may be suspended upon your return to work prior to age 70 ½.  After age 70 ½ we must pay you your benefit.

What is Return to Work? (Prior To Age 70 ½)
There are certain limitations as to where you can work once you retire with a Local 30 pension.  If you work in the same industry, trade, or craft as is covered by this Plan, in the geographic area covered by the plan, your monthly pension will be suspended for a period of time.  Whether or not work causes a temporary loss of pension depends on your age: 

·         If you are younger that age 65, you will lose your pension for any month in which you are employed in totally disqualifying employment.

·         If you are 65 or older, you will lose your pension for any month in which you work eight or more days in totally disqualifying employment.

·         Beginning on April 1^st following the year you reach age 701/2, you will receive your pension payments regardless of your employment status. 

You must notify the Plan in writing within 15 days after starting any type of work that may be considered totally disqualifying employment.

What Type of Pension Plan Is the Joint Industry Engineers Union Local 30 Pension Trust Fund?
The Local 30 Pension Fund is a Defined – Benefit Plan.

Does any portion of Union dues go to the Pension Fund?
No.  Contributions from Participating Employers on behalf of participants are the sole contributory source for Local 30 Pension Fund.  No individual contributions are permitted.

How is the Fund Administered?
The Fund is administered by the Board of Trustees, half of whom represent the Participation Employers and half of whom represent the Participating Employees.  The Trustees hire a staff, which is under the direction of a salaried Executive Director Officer who reports directly to the Board of Trustees.  The Board of Trustees also retain legal counsel, actuary, consultants and auditors as needed in order to perform the tasks assigned to them be the Trust agreement and the Employee Retirement Income Security Act (ERISA) of 1974.

Who Is The Administrator?
The Board of Trustees are the Administrators of the Plan.  The Plan is called the Joint Industry Engineers Union Local 30 Pension Trust Fund.  Its business address is 115-06 Myrtle Avenue Richmond Hill, NY 11418, the telephone number is 718-847-6800, and fax number is 718-849-7546.